Judging
Mutual Funds - NRI Investments
Tuesday, January 30, 2007: Mutual
funds need to be assessed on a risk adjusted basis -
this criterion for judging the performance of a mutual fund gives
an understanding of the risk a fund has taken to earn its returns.
A high risk adjusted return reflects a good performance. The Sharpe
ratio defines risk adjusted returns in a simple formula: the excess
of returns over a risk-free rate divided by the standard deviation
of returns over a stipulated time period.The NRI investment in
funds is crucial to diversify their portfolio investment in India.
NRIs:
Looking Forward to Retirement?
Friday, January 19, 2007: Time was when
middle aged couples dreaded the 50’s from creeping into
their lives. Their children had been settled, and savings already
spent on their education and marriages. The retired couples had
no option but to compromise with their children, and depend on
them for their simple needs. But, maybe not any longer. Retired
NRI
couples wishing to return home after their assignments abroad
would find this a very attractive option.
NRI
Property Loan: How to Approach the Right?
Monday, January 15, 2007: Market for
NRI property loans and NRI home loans
has been emerging as the market with growing importance and prospects
for borrowers and potential investors. However, the things and
situations never remain same. Likewise, the trend here began to
change about a decade when banks considered to incorporate time
tested moves in the retail loan segment to broaden the base of
the economy.