Skip to content
Friday, November 6, 2026News, celebrities, entertainment and real estate
Home › Business
Business

Difference between NRI, PIO and OCI

By ·
Union bank - Union Bank Joins Move to Cut Home Loan Rates
NRI
PIO
PIO Card Holder
OCI
Definition A citizen of India, holding an Indian passport, but residing abroad A foreign national who has Indian origins or Indian ancestors. A PIO holding a PIO Card, as per the Scheme of The Ministry of Home Affairs,
2002		 Overseas Indians who migrated from India after 26th January, 1950, except
those from Pakistan and Bangladesh
Apply to
1) Any Indian Mission abroad or,
2) Any of the Foreigners Regional Registration Offices in India or<br>
3) The Joint Secretary (Foreigners), Ministry of Home Affairs
Charges

Rs.15,000 or equivalent for adults

Rs.7,500 for minors

USD 275 or equivalent in applicant’s
local currency.

PIO card holders pay only USD 25 or equivalent
Privileges At par with resident Indians

a) No extra-ordinary benefits
b) Require visa for any trip to India

c) Required to register at local FRRO in India upon arrival

Exempt from
a)Visa to India for 15 years
b) Registration at FRRO if stay in India is within 180 days
c) If stay exceeds 180 days, registration at FRRO within 30 days

d) At par with NRIs in all spheres of activity except purchase of agricultural
property

a) Lifelong multiple entry visa to India
b) No registration at FRRO for any length of stay

c) At par with NRIs in all spheres of activity, except purchase of agricultural
property.

Tags: #Nri #Oci #Pio #Pio Card #Pio Card India

Related stories